Fall 2011 Health Insurance Update
Posted October 7th, 2011 @ 08:10pm
Happy Autumn from Minnesota Health Coverage!Fall is finally upon us and with it brings changes to the health insurance landscape. If you are Medicare-eligible, don't forget that the Annual Enrollment Period (AEP) starts and ends earlier this year - October 15 to December 7 is the time frame that you have to enroll, make changes, or disenroll from your Medicare Advantage and Medicare Part D drug coverage for 2012. At Minnesota Health Coverage, we are certified with most of the major Medicare health insurance plans in Minnesota. Call or email us if you have quesitons on these options.
(612) 870-8099
http://www.mnhealthcoverage.com
Spring 2011 Health Insurance Update
Posted February 21st, 2011 @ 10:02pm
The passage of the health care reform bill last March has created a lot of turmoil in the marketplace. There was a lot of disruption and confusion in the last year as agents, insurance carriers, and the general public tried to figure out what it all means to them. There are many questions which still arent answered, like will any of this stuff actually lower costs? What I know right now is that the process of shopping for and obtaining individual, family, and small business health insurance is still the same process we have been used to in the past. We still have to apply with health history, and a person can still be denied or approved coverage based on their health. There is a guaranteed-issue (no denials for health issues) marketplace planned for 2014, called an exchange. Until 2014, we still have the same health insurance marketplace that we have been used to in the past, with health history applications as part of the process. There are some new benefits that have been mandated for individual plans which can be accessed right away, however, the most significant of which is 100% preventive care and unlimited lifetime maximums. New plans that are activated after the March 23, 2010 passage of the health care bill will include the 100% preventive care coverage in the benefits, and also will not have a cap on the lifetime benefits paid out by the plan.
If you are interested in shopping for individual health insurance, or in the new plans being offered by the many insurance carriers in Minnesota please give us a call at 612-870-8099 or visit our website at http://www.mnhealthcoverage.com